Receive and send money internationally
Get paid by clients and pay suppliers across borders with European IBANs and SEPA and SWIFT transfers.
See how to get paidFrom local success to global growth.
Your business. Without borders.
Open a business account with a dedicated IBAN. Send and receive SEPA and SWIFT payments, manage team spending with Visa debit cards, and get support from real people
- Dedicated business IBAN
- SEPA and SWIFT payments
- Visa debit cards
- EMI licence No. 48 issued by the Bank of Lithuania
What is Wittix?
Wittix is a European electronic money institution, licensed and supervised by the Bank of Lithuania since 2019. We bring business and personal accounts, international payments and Visa debit cards together in one platform. Smart financial tools, with real, personal support
Manage your business finances in one place
From your accounts and bulk payments to Visa cards and team expenses, keep your business finances organised and under control.
See the cardsGet real support from day one
Talk to a support specialist who understands your business. No bots, no scripts: just real people ready to help when you need them.
See how we support youAccounts
Choose the right account for you
Your company’s own IBAN, multi-currency accounts, international payments, team Visa cards and personal support. Apply online in minutes, with most completed applications approved within 3 business days
See the business accountYour own EUR account with a dedicated IBAN, SEPA payments in euros, and virtual and physical Visa debit cards. Apply online in minutes, with most completed applications approved within 3–5 business days
See the personal accountPayments
SEPA across Europe, SWIFT beyond it
Pay and get paid across Europe and beyond with SEPA and SWIFT transfers, all from one account
- 41SEPA countries
- 35Currencies for payments
- 90+Countries within reach
IBAN Options
Business IBANs in 7 countries
Access business IBANs in Lithuania, Germany, Denmark, Sweden, Norway, Luxembourg and the UK, subject to eligibility. Manage international payments from one platform
Getting paid
Get paid wherever your clients are
Receive payments from clients across borders with SEPA and SWIFT. Hold and manage funds in up to 23 currencies, all from one business account
Promotion pricing
Pick the plan that suits your business
Simple plans with transparent pricing and competitive transaction fees.
Core
€0/mo
Best for smaller businesses getting started with international payments
| Fee | Cost |
|---|---|
| SEPA incoming | Included |
| SEPA outgoing | €3 min 0.5% |
| Cross-border out | €20 min 0.5% |
| FX rate | 1.8% |
Global
Most popular€39/mo
Best for growing businesses with regular SEPA and international activity
Open Accounton the Global plan
Get your first month subscription-free1
| Fee | Cost |
|---|---|
| SEPA incoming | Included |
| SEPA outgoing | €0.25 min 0.2% |
| Cross-border out | €25 min 0.2% |
| FX rate | 0.9% |
Premier
€99/mo
Best for businesses with higher payment volumes that need dedicated support
Open Accounton the Premier plan
Get your first month subscription-free1
| Fee | Cost |
|---|---|
| SEPA incoming | Included |
| SEPA outgoing | €0.20 min 0.1% |
| Cross-border out | €20 min 0.1% |
| FX rate | 0.7% |
1. First month free is available to eligible new Business Account customers on the Global and Premier plans who fund their account with at least €1,000. The offer applies to the monthly plan fee only. Other fees and charges apply according to the selected plan. Standard monthly plan fees apply from the second month onwards.
The Core plan remains €0/month, with no minimum deposit or balance requirement. Other fees and charges apply according to the Core plan.
Security and safeguarding
Move your money with confidence
Regulation
EU-regulated EMI since 2019
Wittix is licensed and supervised by the Bank of Lithuania (EMI licence No. 48). See the public register (opens in a new tab).
Fund protection
Your funds, safeguarded
Your funds are kept separate from Wittix’s own money and safeguarded through accounts with EU credit institutions and low-risk, highly liquid assets.
Fraud prevention
Fraud and transaction monitoring
Automated checks and our compliance specialists spot suspicious activity and help protect your payments.
Reliability
99.99% operational uptime
Our infrastructure keeps your account available and disruption to your daily finances low.
Opening an account
Apply online. Verify your identity. Most business applications are reviewed within 1–3 business days.
Cards for your whole team
Give your team virtual and physical Visa debit cards. Track card spending in one place and pay with Google Pay and Apple Pay
Explore cards
Ask a question, get a person
From opening your account to managing everyday payments, our team is here to help. Reach real people through live chat, email or WhatsApp whenever you need support
Contact our teamA reply in under 2 minutes
Chat with real people, not bots. Get a reply in under 2 minutes on average during business hours, or leave us a message anytime.
Real People. Real Support.
Questions about your account go to a member of our team, not a bot.
Get started with Wittix
Apply online in a few minutes. Our team reviews your application and confirms your plan and fees before your account goes live
FAQ
Wittix offers accounts for individuals, freelancers, sole traders and businesses, including LTDs, LLCs, LLPs, PLCs and other eligible company structures.
Eligibility depends on your country of residence or incorporation, business activity and verification requirements. See the supported business entities and Acceptable Use Policy for more details.
Client funds are safeguarded in line with regulatory requirements. They are kept separate from Wittix’s own funds and protected through accounts with EU credit institutions and investments in low-risk, highly liquid assets.
Once your application is complete and all required documents are submitted, most applications are reviewed within:
- Business accounts: 1–3 business days
- Personal accounts: 3–5 business days
Review times are estimates, and account opening is subject to approval.
Apply online, provide the required information and documents, and the Wittix team will review your application. See the required documents.
No. Wittix is a licensed electronic money institution (EMI), regulated by the Bank of Lithuania (EMI licence No. 48 (opens in a new tab)). It offers business and personal accounts with European IBANs, international payments, Visa cards and expense management tools.